While property insurance provides financial protection in case of fire and other perils, sound fire prevention strategies are important for the physical protection of buildings and equipment.

For fires to take hold and spread within a building, three elements are required:

  • An ignition source – such as stoves, heating equipment, machinery, or power tools.
  • Fuel source – e.g. gases, flammable chemicals, paper, or wood.
  • Oxygen – inside a building this is provided by air conditioners, windows and ventilation.

Good fire prevention practices include:

  • Ensuring all electrical equipment, cords and outlets are in good condition and are being used safely.
  • Stoves are never left unattended.
  • Flammable items are kept away from heaters, furnaces, or tools that produce spark or heat.

It’s also important to have the right equipment on hand for dealing with different types of fires, and to have an emergency evacuation plan in place. Regular fire drills should be carried out so that building occupants know what to do and where to go if a fire does break out. Lastly, all emergency and fire prevention plans should be regularly reviewed and updated.

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